An interesting look at the libertarian political philosopher Jeffrey Friedman's take on who caused the financial meltdown (hint: government). I disagree with most of the things he states, for the same reason I disagree with most libertarians. The theories they spout make sense but only if you don't take reality into the equation. They base assumptions on a world I don't think really exists, because they only look at a small part of an issue and stop there. However, it's an interesting read and I agree about the unintended consequences of government regulation. However, unintended consequences are a part of all aspects of life, including capitalism and business, as we have learned so well in the last 2 years. Unintended consequences are a given, and not a reason not to regulate.