The Real Risk Of McCain's Health Plan

It's not the taxes -- it's the erosion of risk-sharing between the healthy and the sick.

McCain's camp insists that his proposal would not undermine employer-based coverage. But few experts agree. Several studies have projected that his plan would move about 20 million people from employer-based coverage to the individual insurance market. And in that market, older or sicker consumers face much higher costs than the healthy -- if they can buy coverage at all. Full Story »

Posted by Kaizar Campwala
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Subjects: U.S., Politics, Health
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Posted by: Posted by Kaizar Campwala - Oct 10, 2008 - 11:55 AM PDT
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Edited by: Kaizar Campwala - Oct 10, 2008 - 11:55 AM PDT

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Fabrice Florin
3.4
by Fabrice Florin - Oct. 13, 2008

A fair and thoughtful analysis of key differences between McCain and Obama's health plans. The author makes the very reasonable argument that the real risk posed by McCain plan is "not the taxes -- it's the erosion of risk sharing between the healthy and the sick'. Well-documented and well thought out observations.

See Full Review » (11 answers)
Jim Lang
4.0
by Jim Lang - Oct. 13, 2008

This opinion piece provides a well constructed argument that Obama's health plan emphasizes solidarity while McCain's emphasizes autonomy -- and that the losers under autonomy would likely be the sick and aged who whould be priced out of coverage. The article also debunks Obama's claim that McCain's plan represents a net tax increase -- a claim that does a disservice to those trying to sort out the differences in the two candidates' plans.

I've come to believe that the question that first must be answered is whether one believes that practical and easy access to health care is a human right (the thrust of Brokaw's question during the last debate). While the answer won't lead directly to one of the two candidates' proposals, it certainly provides a context in which the two can be compared.

See Full Review » (13 answers)
Kristin Gorski
4.2
by Kristin Gorski - Oct. 13, 2008

Extremely eye-opening and persuasive piece on the big-picture dangers of McCain's health plan proposal. The writer puts all of the vague numbers and hypothetical costs and tax-benefit arguments aside to make a focus, central point in an easy-to-understand manner. Very well written.

See Full Review » (12 answers)
Chris Finnie
4.1
by Chris Finnie - Oct. 13, 2008

I've posted articles on this topic on both sides of this argument. While this one has some balance, it does not cite the study I posted that says the McCain plan would increase the number of insured. I frankly thought that one was unrealistic, but this piece doesn't even mention it. Though they do refute it with some of their arguments. On the other side, however, they state the McCain tax credits would cover the cost of individual insurance. That's flat wrong. I am neither a high earner, nor do I have an expensive insurance policy. In fact, it's one of the cheapest I could find and covers very little. But, because of my age, and even though I'm in good health, the McCain tax credits would not offset what I pay. And it goes up ... More »

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Patricia Blochowiak
3.8
by Patricia Blochowiak - Oct. 13, 2008

Finally, a discussion of the effects of the candidates' health care platforms that mentions their effects on different people, rather than just on the availability of insurance. While it doesn't specifically say that shared risk makes health care affordable for all, the implication is there. The author seems to actually understand the original purpose of insurance.

See Full Review » (17 answers)
Dawn Black-Fox
3.9
by Dawn Black-Fox - Oct. 13, 2008

yes. I've been looking for this step by step insight..

See Full Review » (7 answers)

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