A Texas-Sized Health Care Failure

THE Senate Finance Committee has for the moment rejected the idea of creating a public health insurance plan. It’s difficult to see how Americans will be able to find good, affordable health insurance without one. But if we are to go forward without a public option, it is more important than ever to make sure that we get another part of health reform right: the exchanges, where it is envisioned that small businesses and people without employer-sponsored ... Full Story »

Posted by Kristin Gorski - via NewsRack (Health Care), AllTop, Opinion Source, New York Times (Opinion), New York Times (Most Emailed)

See All Reviews »

Review

Patricia Berrini
4.6
by Patricia Berrini - Oct. 6, 2009

It is quality journalism because it is well written by a person who was in charge of an insurance exchange that failed. The reasons for this failure are cited and explained. This option is thoroughly discussed as our suggested regulations if enacted.

This is a first person account from someone who was in a position to know a great deal about the viability of insurance exchanges that are being touted in lieu of a public option.

Texas wasn’t the only state to see its insurance exchange fail. Florida and North Carolina were also unsuccessful. And California, which had the first exchange (established in 1992) and the largest market, shut its doors in 2006. All these state exchanges failed for the same reason: cherry-picking by insurers outside the exchange.

See All Reviews »

Patricia's Rating

Overall
4.6

Very good
from 13 answers
Quality
4.5
Information
5.0
Insight
5.0
Style
4.0
Context
4.0
Expertise
3.0
Originality
5.0
Relevance
5.0
Responsibility
5.0
Popularity
5.0
Recommendation
5.0
Credibility
5.0
More How our ratings work »