Eight States Still Allow Insurance Companies To Use Domestic Violence As Pre-Existing Condition

Eight states and the District of Columbia don't have laws that specifically bar insurance companies from using domestic violence as a pre-existing condition to deny health coverage, according to a study from the National Women's Law Center. Full Story »

Posted by Fabrice Florin - via Tom Friedman, Patrick Ruffini, Huffington Post (Health Care)

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Cherise Hadden
5.0
by Cherise Hadden - Oct. 5, 2009

"Murray said she couldn’t remember exactly when she first learned of it, but sometime in the 1990s she recalls a private conversation she had with a woman who broke down as she explained that she couldn’t flee an abusive relationship because her children were covered under her husband’s health care plan and she couldn’t get her own. Another woman told Murray that she didn’t report that she’d been battered because she feared losing her coverage. “It infuriates me an insurance executive can sit in his safe world and decide how to make money,” Murray said. “For them it’s all about the bottom line. Abused women don’t have a voice.” First lady Michelle Obama also took note, saying in a speech last month that insurance companies continue to practice gender discrimination." “We don’t know how many insurance companies still have that policy,” she said, “but we are talking about an industry that once charged a race-based premium.” “We believe strongly that no one should be denied coverage because they are victims of domestic violence,” he said. Yet Murray and others said there was plenty of anecdotal evidence to suggest that the practice continued.

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