Co-ops, Exchanges, Gateways, and The Need For A Public Plan

Despite efforts to negotiate lower premiums, cooperatives have only been able to offer premiums that are comparable to those in the general small group market. The cooperatives we reviewed typically did not obtain overall premium reductions because (1) their market share provided insufficient leverage, (2) they could not produce administrative savings for insurers. Full Story »

Posted by Dwight Rousu

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